-
-
How does my credit score affect my loan
Okay, here’s the question with added context: I’m trying to understand exactly how my credit score impacts getting a loan. I know it’s important, but I’m a bit fuzzy on the specifics. I’m mostly curious about getting a personal loan for some home renovations, maybe around $10,000. My credit score is currently around 680, which…
-
-
How do returns affect my credit score
I’m a little confused about how returning items I’ve purchased, particularly if I used a credit card for the purchase, impacts my credit score. I know late payments and high credit utilization hurt your score, but what about returns? Specifically, I’m thinking about these scenarios: Returning an item immediately after purchase: Say I buy something…
-
How do grants affect my credit score
I’m a small business owner and I’m currently applying for several grants to help with expansion. I’ve heard conflicting things about how accepting grant money can impact my credit score. Some people say it doesn’t affect it at all since it’s not a loan, while others claim accepting government funding can somehow flag you as…
