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How do returns affect my credit score
I’m a little confused about how returning items I’ve purchased, particularly if I used a credit card for the purchase, impacts my credit score. I know late payments and high credit utilization hurt your score, but what about returns? Specifically, I’m thinking about these scenarios: Returning an item immediately after purchase: Say I buy something…
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How do grants affect my credit score
I’m a small business owner and I’m currently applying for several grants to help with expansion. I’ve heard conflicting things about how accepting grant money can impact my credit score. Some people say it doesn’t affect it at all since it’s not a loan, while others claim accepting government funding can somehow flag you as…
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What SAT score do I need to get into my target colleges
Okay, so I’m really stressing about the SAT. I’m starting to think about applying to colleges next year, and everyone keeps telling me how important the SAT is. I know it’s not everything, but still… My dream schools are: Stanford University: This is a major reach, I know, but I have to aim high! University…
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What is a good score on the ACT
Okay, so I’m starting to prep for the ACT and I’m honestly feeling overwhelmed. Everyone keeps talking about scores, but I have no clue what’s considered good, average, or even bad. I know the max score is 36, but a perfect score feels completely unattainable. I’m aiming to get into a decent four-year college, nothing…
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What is a good score on the SAT
Okay, so I’m a junior in high school and I’m starting to think seriously about college. Everyone keeps telling me I need to "do well" on the SAT, but nobody actually tells me what "doing well" even means. Specifically, I’m aiming for some pretty competitive schools, like maybe a top 20 university. I know that…
